The horizon is not so far as we can see, but as far as we can imagine

Category: health care Page 27 of 35

The Obamacare Fiasco

I think Schadenfraude nicely sums up what I’m feeling about Obama’s troubles with his signature health care bill, though I do feel  sorry for people who are being hurt by Obamacare.

It’s not the website that is killing Obama, of course, it’s the cancellation of pre-existing policies (though the website is an unforced mistake).  Obama told people they could keep their policies, but that decision was never his to make, it was up to insurance companies.  Since there is no robust public option, Obama does not have any significant leverage over the insurance companies, there is nothing he can do to them, so why shouldn’t they do what is in their best interest?

Please don’t say something like “because that would hurt people” because I’d laugh so hard I might rupture something.  Insurance companies are run by evil people as a class, and they make their money, not by providing care but by denying it.  The more care they deny, the more money they make.  One of my friends once designed medical “interest free” loans for people who needed life-saving operations.  Sounds like a deal, doesn’t it?  Of course, that’s zero interest on list price, not on what the insurance company was paying.  The company was making a hundred to two hundred percent profit per policy. Nice business to be in, if you have no soul.

When you are dealing with bad people, you must assume bad faith; bad behavior.  You must plan for it.  The best option was always Medicare-for-all (and I was told by at least one House staffer that they could pass it if they really wanted to and were willing to go nuclear.)  The problem with Obama has always been this sickening need to be one of the boys.  He appears to genuinely like and genuinely admire the people who have “made it” in this society—people like Jamie Dimon and the people who run insurance  and drug companies.  He thinks you can make deals with these people, and make sure everyone wins.

You can’t.  These people are the most successful parasites ever produced by our nasty form of sociopathic capitalism.  You can only give them what they want or you can rip them from the body politic, so they stop sucking the blood from the host they’re killing.

So the insurance companies have bitten the hand that fed them.  Obama gave them everything they wanted and made sure nothing of importance they didn’t want (like a public option) was in the bill. Now they’re chomping and chewing, destroying what remains of his presidency.

He has reaped as he sowed.

This is going to get worse.  As Corrente has repeatedly pointed out, the provider networks on the low cost plans are extremely thin.  People are going to find out that they’re only covered in theory, that there is no hospital that treats their type of cancer anywhere near them, for example.  They’re going to find out that they’re paying for coverage they cannot, in effect, use, for any number of reasons.  Drug costs will continue to rise, as well, since Obama carefully made sure all methods of reducing them were made illegal.

Obamacare was, and is, a subsidy.  A way of keeping the insurance companies going; of keeping the current healthcare system going.  The good, gold-plated private insurance plans, unless you’re an executive, are pretty much gone. As such everyone had to be forced to buy a shitty private insurance plan.  It will definitely help some people, some people will win, but many people will lose.

I will point out, for what feels like the millionth time, that simply putting everyone on Medicare would have been less expensive per person and produced better outcomes.  Even a robust public option would have given Obama leverage, because the insurance companies would have been scared everyone would migrate over to it, and so would have needed to treat people well.

But this… this is the worst of all worlds, and that is how it was designed to be.

It’s unclear to me how much of this is corruption (rest assured, Obama, like Clinton, will make tens of millions miraculously quickly on leaving office) and how much is some pathological need to be one of the boys, but I am clear that this failure is the inevitable product of how Obamacare was designed.

(CORRECTED) If the Republican Bill were to Pass…

Correction: I misread the bill, while the part about the individual mandate is correct, legislators were already going to be forced into the exchanges.  What the bill does is cut staffer subsidies, and most of those staffers are poor.  That’s not something I can support.

 

legislators would have to get their health care coverage from ACA exchanges like other Americans, and the individual mandate would be pushed back one year.  (Remember, the corporate mandate has been pushed backed, it’s only individuals being forced to buy or pay a fine.)

Who is on the wrong side here?  The exchanges would still open, those who would benefit from the ACA could still buy insurance and legislators would have the same experience as Americans instead of gold-plated healthcare.

If President Romney had passed this bill (and remember, it is Romneycare on a national scale), and Democrats were shutting down the government with the exact same bill, most people screaming about this would be justifying it.

The Individual Mandate and the Government Shutdown

Let’s get specific.  The House spending bill linked continued funding to a one year delay of the individual mandate—the requirement that everyone buy insurance.  This is not the same thing as delaying Obamacare, everyone who wanted a policy could still buy one.  While there are subsidies for buying insurance, for many of the working poor they don’t cover most of the cost, and the insurance they buy is very high deductible, meaning that they are forced to either pay a fine, or buy insurance that they can’t afford to use.

Straight up the individual mandate is a transfer of  money from the working poor and the young and healthy to insurance companies and older sicker individuals. It forces people who can’t afford an extra expense every month (and if you have never lived paycheck to paycheck you should shut your mouth, you have no idea what it’s like) to buy something they can’t afford: to choose between food or rent or insurance.

On the face of it, and leaving aside motives, I cannot see that the Republican bill was a bad thing.  Absent a real, robust public option and much stronger subsidies than exist, the individual mandate was always the most odious part of the ACA.  This is not to argue that Obamacare does not do some good, it will save some people’s lives and reduce other people’s suffering. But it does so explicitly by hurting some of the most vulnerable people in America: the price of your healthcare, if it’s helping you, is hurting other, vulnerable, people.

I note, also, that employers were given a delay on their mandate, but individuals: poor people, were not given an extension on theirs.

Let us speak, next, to the details of the shutdown: if you do not like that most of the NSA, say, is still operational, but food and airline safety inspectors are furloughed, that is a decision made by the executive. It exactly reflects Obama’s priorities, it is not a decision made by Republicans.  You can blame Republicans for the shutdown, you cannot blame them for the specifics of how it is carried out, that is entirely Obama’s decision.  Spying on Americans and killing brown people with drones is vastly important to Obama and always has been.  Making sure you don’t die of e-coli, apparently not so much.

The individual mandate, from every poll I can find, is the most unpopular part of the ACA, opposed by straight majorities of Americans and definitely opposed by the Republicans who elected the Representatives who voted to delay it.  This is not a case of Democracy not working, it is a case of Democracy working.  What one House does, another can undo, that is the essence of democratic change.

To point out the obvious on today’s Supreme Court Decision on the ACA

Roberts voted how he did because health insurance companies are absolutely desperate for the money they will get from the mandate.  All of the legitimacy arguments are bullshit, about 70% of Americans opposed the mandate.(pdf)  This is more similar to TARP than anything else: it is a massive corporate giveaway, opposed by the majority of the population, and passed over their dissent.

Watching so-called progressives shilling for forcing people to buy shitty insurance to subsidize health insurance companies has been another example of why I don’t call myself a progressive.  Yes, a few people’s lives will be saved.  The cost will be many lives destroyed.

Update: to make the other obvious point, that government can force people to buy largely unregulated corporate products is an important precedent for the oligarchy.

Update 2: to point out more obvious which apparently isn’t:

  • Roberts struck down Medicaid expansion, which means he closed the hole to creeping single payer
  • the ACA is a subsidy from the young and healthy to the old and unhealthy.
  • The subsidies to help buy insurance (which are insufficient to begin with) will nonetheless quickly become one of the biggest budget items, and will be taken away in the future.

Change: Changed from 70% oppose Obamacare to 70% oppose the mandate, link added.  The mandate is what progressives wanted upheld.  Note the deafening silence on the fact that medicaid has been screwed—the part that helps the poor most.

Is the individual mandate really the hill progressives want to die on?

Really?

The individual mandate is lousy policy.  It always was.  It is especially lousy policy without a large (100 million +) public option.  The health care plan is, for all intents and purposes, a 90’s Heritage plan.

This?  This is what progressives want to fight for?

BMaz has a good article up on whether the bill is Constitutional.  Me, I don’t know if it’s Constitutional.  But what I do know is that if I were a conservative Justice, I’d want to just strike down the individual mandate and leave the rest in place, because I would laugh myself sick every night watching Obama have to kill the bill himself, getting rid of guaranteed issue, community ratings, and so on.  Because Obama would have to, and would.  He made a deal with the health insurance companies.  In exchange for some concessions, what they received in exchange was every American being forced to buy their shitty product.  And while Obama doesn’t keep promises to left wingers, he does keep promises to people like the CEOs of health insurance companies.

Still, watching “progressives” defending the individual mandate is just another reminder of why I don’t call myself a progressive.

Go and die on a hill, for forcing Americans to buy shitty insurance from evil companies which aren’t properly regulated.

I’ll just sit here on the sidelines laughing myself sick.  With progressives like these, who needs right wingers?

What the Debt Limit Crisis Should Have Taught You

This is not primarily about the Tea Party

It is about what rich donors want.  The Tea Party does not even have the amount of muscle progressives do.  Progressives can bring tens of thousands of people out, the Tea Party can rarely even get above 1,000.  They are a convenient excuse to do what the Beltway and the oligarchs already want to do.

Where are you going to go?

Both Dems and Republicans are onside with cutting Social Security and Medicare. They are only third rails if there is someone else to vote for.

The deals being offered will cause a second downleg of the Depression and a worse one

We’re in a Depression.  This is fact.  Anyone who doesn’t call it that is gutless, stupid or uninformed.  This will make it worse, not just for the US, but for the entire developed world.

Representatives work for the people who pay them

That isn’t really you.  They don’t become multi-millionaires on their salaries, you know.  It’s their donors, the people who hire their wives and children, the people who fund their campaigns, the people who give them good jobs when they leave government.  If you want Reps and Senators to work for you, you must pay them better, you must fund their campaigns (and sharply limit outside funding) and you must make it illegal for them to EVER make more money in a year than their government salary (index it to an average of the median wage, the minimum wage, and CPI).  You should do what Canada used to do and give them a good pension after 6 years.  You DON’T want them worrying about their next job, or what they’ll do if they’ll lose.

Point being, they don’t work for you.

This is a representative plutocracy

I believe Stirling Newberry, in the early 90s, pointed this out first.  Politicians are paid by people other than you.  You are the product.  Think of this as the Facebook rule, if you aren’t paying for something, then you are the product.  The rich pay politicians to rangle you.  The amount of salary and public funding most Reps get is trivial compared to how much money they get from donors, even during their time in elected office, let alone after they leave.  You are the product, not the customer, of DC politicians.  They do not represent you, and you should not expect your interests to be looked after except as an afterthought.  When the oligarchs all agree that something needs to be done (like cut entitlements), it will be done, no matter how unpopular it is.

This “Crisis” is what Obama wanted

Again, if he didn’t, he would have raised the debt ceiling in the lame duck.  Nancy Pelosi was always very good at getting those sort of basic housekeeping bills through. It would have passed.  Period.  Obama wanted to cut SS and Medicare, and he needed a “crisis” in order to do it.  He also needed a Republican House, which he had, because his policies during 2009 and 2010 didn’t fix the economy.

You should have been working on nothing but primarying Obama since the day after the midterms

If you don’t understand why, I can’t help you.

There is no war but class war

Break the rich, or they will finish institutionalizing aristocracy.  Period.

The Psychiatric Drug Industry

The New York Review of Books looks into the question of why there is an epidemic of mental illness, and if the drugs used to treat problems like depression actually work.

Short answer, no, the evidence for the drugs working is exceptionally weak.

Longer answer, the drugs mess with the patient’s brains, and in the longer term they make their condition worse.  The brain tries to neutralize the extra neurotransmitter, or to produce more of the suppressed neurotransmitter, but it eventually fails and burns out, creating what appears to be close to permanent damage (the brain is remarkably plastic so I hesitate to say it lasts forever, but Whitaker’s book, which I have read, includes evidence that even years don’t repair the damage.)

To put it simply, the psychiatric establishment has been corrupted by the pharmaceutical industry.  Shrinks, as a group, remind me of economists, most of them are frauds who follow an orthodoxy they never examine properly, highly credentialed fools who do more damage than good, prescribing medicine based on theories which have never been shown to match reality, or work.

Illness and the price of prosperity

One of the pathologies of American, and to a lesser extent, Western society, which really stands out yet is rarely remarked on, is the absolute epidemic of chronic diseases we suffer from.  From historically apocalyptic rates of cancer to asthma, to heart and stroke disease, we’re one sick bunch.  We walk around, not dead yet, but chronically sick.

This is a direct result of our economic arrangements.  We dump huge amounts of carcinogens into the air, water and the food chain.  We pollute the air in so many ways they’re uncountable.  We build our residential areas to actively discourage exercise.  We subsidize food that is bad for us, especially corn derived foods, and we eat so much sugar it’s surprising we aren’t all crazed.  We dump such massive amounts of hormones into the water and food chain that our children are experiencing record early puberty.  And this is the short list.

All of these are what economists call “negative externalities”, which is to say, the cost of someone’s profits is paid in illness and chronic bad health, which also has a monetary cost.  But, y’know, forget the monetary cost for a moment.  If you or someone you know has a chronic health condition, let alone cancer, do you care how many rich people the US has?  If you’re one of the few doing well out of this system, does it matter to you when someone you love is suffering from cancer or chemo, or has diabetes, or struggles to breathe?

A society which makes itself sick and unhealthy the way we do can’t be said to be a good society to live in.  Human welfare is about how enjoyable it is to be alive, and there’s nothing enjoyable about illness, or watching someone you love puking from chemotherapy.

So next time someone talks about pollution, or additives, or “negative externalities”, remember, what they’re talking about is making you or someone you care about unhealthy or downright sick.  Your suffering, or the pain of your fatther, mother, lover, son, or daughter is what makes other people rich and enables the “lifestyle” of various other folks.  The poorer you are, the sicker you are, as a rule, because all you can afford is the highly subsidized crap food, but even if you’re rich and you eat straight organic, hire a trainer, and so on, you can’t avoid all the water, air and food pollution. You or someone you know is still likely to wind up sick, who shouldn’t have.

The suffering of sickness and ill health is one of the prices of what passes, less and less, for prosperity.

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